Why You Shouldn’t Rely on Housing Market Forecasts

Market Update Jeff Lang September 1, 2025

Real estate forecasts shift constantly. Instead of chasing predictions, buyers should focus on their own timeline to avoid missing opportunities.

Should you believe housing market forecasts? I've mentioned before that they are often inaccurate. I'll illustrate this by examining recent shifts in predictions for home values and interest rates.

At the start of the year, Zillow forecasted national home prices to grow by 2.6%. Now they're saying it will actually be -0.9%. For the following 12 months, they’re expecting a national appreciation of 0.4%.

The data above shows how often forecasts change. They can be useful as a reference point, but they're not something you want to bet major decisions on, like when to buy a home.

The same applies to interest rate predictions. Right now, many expect the Fed to cut rates in September. All signs point that way, and the market has largely factored that in.

Should you wait for the Fed to officially cut rates in September, or even in October? My short answer is no, and here’s why:

● The Fed doesn’t directly control interest rates.

● The market has already factored in the expected rate cut in September.

● Rates are more correlated with bond investors, who use additional metrics in their evaluations, often outweighing the impact of the Fed's rate cut.

"The best time to buy is when the timing is right for you."

Looking ahead to October, surveys currently show less than a 50% chance of a rate cut happening then. But again, forecasts change and are rarely accurate, but that's what the market is saying right now.

The takeaway is clear: chasing forecasts is a gamble. Don’t wait for the “perfect time” to buy. If you’re financially and personally ready, moving forward now usually makes more sense than sitting on the sidelines.

I’ve linked a resource below that tracks national, state, and local data, everything from home appreciation to days on market. Bookmark it to keep your finger on the pulse.

Housing Market Datasource

Market conditions will shift, but your long-term goals should guide your decision. With the options available today, you don't have to put your plans on hold. Reach out to me and let's discuss your unique situation. I can even connect you with lenders offering programs that may help you secure better rates. Simply email me at [email protected] or call (650) 766-6412. I'm always here as a resource.

Jeff Lang

REALTOR®

Primary phone
(650) 766-6412
License Number
#01221669
Email
[email protected]
Address
1440 Chapin Ave,
Burlingame, CA 94401

About The Author

Jeff Lang's career in real estate is a testament to his strategic, growth-oriented mindset and his dedication to helping clients navigate the unique landscapes of San Mateo County. With his focus on areas from Burlingame to San Carlos and Pacifica since 2011, Jeff has become an invaluable asset to those seeking the perfect balance of urban and suburban life. His appreciation for the county's temperate weather and easy access to a plethora of outdoor activities resonates deeply with his clientele, who seek both the vibrancy of urban living and the tranquility of suburban spaces.

Beginning his journey in commercial real estate in San Francisco in 1997 and later transitioning to residential real estate in La Jolla, Jeff has honed a deep understanding of the industry. Known for his professional, caring, and patient approach, he brings a results-oriented and responsive attitude to every transaction. Jeff's unique strength lies in his ability to outperform competitors by leveraging his extensive experience and education.

Jeff leverages his education having received his JD and an MBA, alongside numerous real estate certifications including Master Certified Negotiations Expert and Certified Luxury Home Marketing Specialist, enabling him to devise winning strategies for each transaction. His approach not only ensures success but also puts his clients at ease, earning their trust and loyalty.

Outside of real estate, Jeff's life is as dynamic and multifaceted as his professional pursuits. His hobbies range from trail running and hiking with his dog to playing golf, tennis, and pickleball, and he's an enthusiastic Peloton user. A proud graduate of law school at the age of 42 and an Ironman triathlon finisher, Jeff's achievements speak to his determination and commitment. These qualities, combined with his professional expertise, make him an exceptional choice for buyers, sellers, and investors—especially in the $2m+ range—who are looking for more than just a transaction but a partnership with a seasoned expert who will turn them into raving fans.

In his over two decades in real estate, Jeff is most proud of partnering with his clients to build the life of their dreams. It helps that Jeff is a negotiations shark, having competed nationally as president of the negotiations team in law school and as a Master Certified Negotiation Expert (MCNE). His MBA and JD also give him and his clients a competitive advantage in every transaction, leading to his listings selling for 4.8% more than the average San Mateo County agent and offers getting accepted 6x more frequently.

If you are looking for an agent who will take on your goal as their own and be relentless in their pursuit of achieving that goal, then you want Jeff as your partner. He’s completed five marathons, including one in Antarctica, and dozens of triathlons, including an Ironman. His passion for taking on a challenge and grinding away to craft creative solutions is unparalleled. Jeff has a natural talent for putting things in perspective, keeping your eye on the prize, and clarifying the strategy to provide opportunities for success in your transaction.

A few of Jeff’s other certifications include NAR’s ePro for advanced digital marketing and NAR’s Green Designations for sustainability in real estate, Pricing Strategy Advisor (PSA) certification, Keller Williams’ BOLD program, and Tony Robbins’ Mastery University. He is also a member of the Institute for Luxury Marketing. These help him and his clients outpace the competition by selling at a higher price and getting offers accepted more often. This track record and partnership continue to provide repeat and referral business, the basis for his growing business.

Reach out to Jeff for a free consultation to discuss your real estate goals. He would be happy to make your goals his and utilize his extensive experience to make it happen.